Annual Enrollment Period (AEP) 2025: Potentially the Most Significant Change to Medicare Since Part D!
Plan year 2025 will mark the long-awaited end of the dreaded “donut hole” or coverage gap that has troubled many Medicare beneficiaries for years. Thanks to the Inflation Reduction Act, there will now be a mandatory $2,000 out-of-pocket maximum on all Stand-alone Part D Prescription Drug Plans (PDP) and Medicare Advantage Prescription Drug Plans (MAPD). This has led to anxiety in the industry, with insurers reacting in various ways. This year may prove crucial for reviewing Medicare plans, as many carriers are discontinuing plans. As a result, many may find themselves without a plan on January 1st, either returning to Original Medicare or being mapped into similar plans.
To our current clients or those who would like to work with us, please E-Mail us
your updated prescription (name, dosage, and frequency) and doctor lists (if you haven’t done so already) to help us assess whether your current plan(s) are still the best fit for your needs. We appreciate your patience, as many Medicare Advantage and Prescription Drug Plans are being discontinued, leading to high call volume. Rest assured, we will get back to you as soon as possible!
Medicare Compliance requires brokers and agents to include this disclaimer: “We do not offer every plan available in your area. Currently we represent 14 organizations which offer 108 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.”
*As mandated by Medicare, we must provide this statement. However, fulfilling this requirement can be challenging due to our operations across multiple states. For illustrative purposes, we will utilize Montgomery County, Pennsylvania, where our headquarters are located.
Do It For Me Insurance simplifies your Medicare journey—covering Supplements, Medicare Advantage Plans, and Part D Prescription Plans. With our expertise and strong partnerships with leading carriers in Pennsylvania, New Jersey, Delaware, and beyond, we offer personalized guidance and a Fee-Free Service experience. As your trusted independent broker, Joe Covell is here to help you navigate the complexities of Medicare and secure the coverage that best fits your needs.
We will soon be streaming and sharing our annual Medicare 101 presentation on our website and social media channels, following the official announcement from CMS/Medicare regarding the Part B Premium, Deductible, and other key figures. Stay tuned! In the meantime, feel free to explore some of our latest blog posts!
Our Annual Letter to Medicare Clients
Understanding Significant Changes Affecting Medicare Part D and Advantage Plans in 2025!
Discover the Best Medicare Plans for You!
Thank you for taking the time to read our newsletter; we hope this message finds you well and in good health. As trusted partners of leading insurance carriers across PA, NJ, MD, DE, and beyond, we are here to assist you with your Medicare Plan Options. We have updated our Open Enrollment Resource Page for Plan Year 2025 to address common questions you may have. Whether you are a current client, were referred by an insurance carrier, or met us at a community event, we are dedicated to providing you with valuable information and support. We understand that selecting the right Medicare Plan(s) can feel overwhelming, which is why we offer a complimentary review of your current coverage, regardless of whether we are your current broker. Our goal is to help you find the ideal plan(s) that meet your needs and ensure comprehensive coverage
Why choose Do It For Me Insurance for your Medicare needs?
1. Trusted Expertise: With years of experience and extensive knowledge of the insurance industry, we are well-equipped to guide you through the process of selecting the right Medicare Plan.
2. Comprehensive Coverage: Our partnerships with reputable carriers enable us to offer a wide range of Medicare Plans, ensuring that you have access to the best options available.
3. Personalized Service: We believe in building strong relationships with our clients. When you work with us, you can expect personalized attention and assistance tailored to your unique requirements.
Don’t miss this annual opportunity to review your current coverages and discover the Medicare Plan(s) that offer you the best value. This year is especially unique, with many plans being discontinued and significant changes to drug coverage, making it more important than ever to touch base and receive an unbiased opinion—even if that recommendation is for a product we don’t offer.
To get started, please respond to this email and let us know your preferred method of contact. You can also call or text us. Please bear with us as call volume has been higher than normal this annual enrollment period. We have introduced a new digital assistant across all our pages to help answer general questions. Given the novelty of this technology, we kindly ask that you limit inquiries to routine Medicare topics. For those seeking independence, our digital assistant can guide you to one of our secure online enrollment platforms based on your requests.
Remember, you can unsubscribe at any time. Typically, we only send our yearly newsletter and a few reminders as the December 7th deadline approaches.
Thank you for considering Do It For Me Insurance. We’re excited to assist you with your Medicare Plan needs!
Warm regards,
Joe Covell
You can also book a time to talk to Joe Covell here!
Utilize our quoting tools that showcase a selection of our partnered carriers. Please note that this list is not exhaustive, as we represent even more carriers. Explore now for a seamless quoting experience!
Medicare Advantage and Part D
Medicare Supplement (Medigap)
Our office is located at 616 Easton Rd. Willow Grove, PA 19090. We do offer in-person appointments, as well as phone consultations, and zoom/video conferencing.
Every October, we send a letter to our valued clients – a gentle reminder to review options for the upcoming year. If you’re not currently working with us but interested in exploring options, or if you know someone who could use our help, please know that we’re always here, ready to welcome new clients!
If your address has changed or if you are not currently receiving our annual letter but would like to, please contact us so that we can include you in our mailing list. We would be delighted to keep you updated with the latest news and events.
We make every effort to work with all the relevant insurance carriers, there are certain plans and carriers that independent brokers are not authorized to offer. These plans are often institution-specific. Nonetheless, We are ready to aid you in comparing all available options.
If you come across a solicitation with promises that seem “too good to be true” and you want to investigate further, or if you simply want to discuss and compare your current coverage and other options, we are always here to assist you.
Your satisfaction and access to products that cater to your needs are of utmost importance, regardless of whether you are currently our client. The same applies to any family or friends you refer!
We specialize in comprehensive insurance solutions. If you’re seeking a second opinion or looking for a quote on any coverage, don’t hesitate to reach out! Attached below is a brochure we’ve been distributing at local community events.
