by Joe Covell | Oct 20, 2025 | Medicare, Uncategorized
Annual Enrollment Period (AEP) 2026: The Shift Away From PPO Networks? Plan year 2025 marked the end of the long standing “donut hole” or coverage gap that affected many Medicare beneficiaries for years. The Inflation Reduction Act established a $2,000 out of pocket...
by Joseph Covell | Oct 5, 2025 | Medicare
Our 2026 Annual Letters to Our Medicare Plan Clients Each year we send out letters to keep our clients informed about changes to their Medicare plans. For 2026, the changes are bigger than usual, and many people will need to take action. Instead of rewriting the...
by Joseph Covell | Sep 18, 2025 | Health Insurance, Medicare, Uncategorized
What Even Is Blue Cross & Blue Shield, Anyway? Few people fully understand how Blue Cross Blue Shield (BCBS) operates. Essentially, it works like a franchise, similar to brands like Dunkin’ Donuts. Independent companies serve specific regions while following...
by Joseph Covell | Dec 7, 2024 | Medicare
TOMORROW IS DECEMBER 7TH, THE DEADLINE FOR THE ANNUAL ENROLLMENT PERIOD FOR MEDICARE ADVANTAGE AND PART D STAND ALONE PRESCRIPTION DRUG PLANS!!! Make sure to review your options and choose the best plan for your needs before this deadline. If you miss the deadline,...
by Joseph Covell | Oct 15, 2024 | Medicare
Annual Enrollment Period (AEP) 2025: Potentially the Most Significant Change to Medicare Since Part D! Plan year 2025 will mark the long-awaited end of the dreaded “donut hole” or coverage gap that has troubled many Medicare beneficiaries for years. Thanks to...
by Joseph Covell | Oct 2, 2024 | Medicare
Our Annual Letter to Medicare Clients The Medicare Annual Enrollment Period is from October 15 to December 7. As it is now October 1, 2025, we can begin discussing plan details. Below is the letter we send to our current clients, reminding them that we are here to...
