For Health Insurance That Starts January 1, 2021…
Tuesday Is The DEADLINE!
For our PA clients: Tuesday is the Deadline for January 1st coverage, and Janaury 15, 2021 is the final deadline for 2021 coverage.
For our NJ clients: December 31st is the Deadline for January 1st coverage and January 31, 2021 is the final deadline for 2021 coverage.
For our MD clients and those in MOST other states the one and only deadline is December 15, 2021 (This Tuesday).
Maryland Help Here.
Insurance Brokers are as Small Business as it gets! At Doitformeinsurance.com, our services are 100% free to you (no fees and no price differences). We are paid to support you throughout the year if we are linked to your Healthcare.gov application. This usually carries over year after year, but not always!
If we connected regarding 2021 coverage, you need not read further. If you have a friend or loved one who needs help, feel free to pass along our contact information!
Our consultations can be done over the phone, zoom or video conferencing platform of your choice. The fastest way to get in touch with us is via text (267-374-0975) or email!
Here is a step by step walkthrough for how you can make sure we remain your broker, or if you would like us to become your broker (or view instructions on our website)!
We Handle ALL Insurances, But Health Is Our Specialty!
We pride ourselves in only working with real insurance carriers who offer realistic health insurance options. These would include:
- ACA Plans – On and Off Exchange (Non PA, NJ, or MD)
- Medicare Supplements, Medicare Advantage and Part D Prescription Plans
- Obamacare Alternatives with REAL Insurance Companies
- Association Options utilizing Cigna PPO and Aetna PPO Networks
- Group Insurance both Fully Insured and Level Funded Options
- Dental and Vision
Our product offerings go much further, including:
- Life Insurance
- Home and Auto
- All Business Lines
- Travel Medical
- Annuities, Disability, and Long Term Care
There exist misconceptions regarding the service of brokers, and with all the “nonsense insurance products” being pushed and service fees charged, this is rightfully so. Any true independent health insurance broker is paid by health insurance carriers to assist consumers. The price we quote you is the exact same as if you were to call the companies directly or Healthcare.gov/State Based Exchange (Pennie, GetCoveredNJ, MarylandHealthConnection, ect). We don’t charge fees, because we build our business by truly helping consumers. Carriers will sell to you, but cannot give you personal help and attention (or shop their competition).
The majority of our clients are covered by an Obamacare (ACA) or Medicare plan, but this is not a fit for everyone’s needs and budget, so people are looking for alternatives, There are garbage plans out there and call centers doing serious harm to consumers by selling products which are not insurance. We only work with reputable companies. The closest alternative to ACA coverage is a Short Term Medical Plan. Individual State Governments now decide how long a short term policy can be (it used to a be a standard 3 month max). In PA the max duration was extended to 360 days, and United Healthcare has been selling like wildfire. TX, Fl, GA, AZ, and many other states allow a 12 month policy to be renewed for up to 3 years. Our recommendation is pairing a United Healthcare (one the country’s biggest health insurers) Short Term Medical plan (if you can pay in one upfront payment you can save 20%) with a Health Protector Guard for a comprehensive package (their vision and dental plans are outstanding as well).
Have a great holiday season, please stay safe and take care of yourselves. As always, we are here to help make this process easy!
Best wishes,
Joseph L Covell
Robyn Barto
Independent Insurance Brokers
Custom Benefit Plans, Inc.
616 Easton Rd
Willow Grove, PA 19090
267-374-0975
Doitformeinsurance.com
josephlcovell@gmail.com
